Make your next move with us.

If you have mortgage related questions, we have the answers. Ask away and one of our experienced lending professionals will be happy to help you out.

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Welcome to Northwest Mortgage!

The Northwest Mortgage Team is your premier mortgage team with Luminate Home Loans. We pride ourselves on offering some of the best mortgage rates in Puyallup, WA, and make the loan process simple, straightforward, and fast for borrowers seeking a mortgage. The best part? While we love our local community, we're actually able to lend in all 50 states and are well-versed in loans throughout the country!


Whether you are a first-time homebuyer in Washington, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage lenders here can help you take that first step toward a financial solution.

QUICK QUOTE

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Trusted. Experienced. Secure.

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Homebuyers


Whether you are a first-time homebuyer or purchasing your dream home, The Northwest Mortgage Team will help you find the right financing solutions to meet your needs. We offer affordable home loans in Washington and beyond to suit your budget.

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Today's Rates


Mortgage rates can change on a daily basis. Due to these fluctuations, timing is everything. Our team specializes in understanding market trends. We help homeowners determine the right time to purchase or refinance, ensuring you get the best mortgage rates every time.

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Refinance


We can help you lower your interest rate, lower your monthly payment, or take cash out. The Northwest Mortgage Team is here to help you with all of your mortgage refinancing needs, including refinance home loans in Puyallup, WA and Nationwide!

What are you waiting for? Getting started is easy. We offer very competitive rates, have great service, and always close on time.

We Offer Several Different Loan Programs To Meet Your Needs.

A smart buyer is an informed buyer.

Take the time to learn more about the types of loans we provide by selecting one of the links on the right.

Learn More
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FHA Loans

FHA loans are a popular choice among first time homebuyers given their low down payment requirements and ease of qualification.

Learn More About How to Qualify

VA Loans

Veterans, active military, and their families can take advantage of a VA loan to purchase a home with no money down, great interest rates, and no private mortgage insurance.

Learn More

Home Purchase Loans

Whether you are interested in a Conventional Loan, FHA Loan, VA loan or other similar financing option, our team of experts will help you find the solution that works best for your needs.

Find the Right Loan for You

Home Refinance Loans

Learn more about how refinancing your mortgage can help you save money over the life of your loan by lowering your interest rate or reducing loan terms.

Start Saving by Refinancing Now

Conventional Loans

Great rates and buyer flexibility make conventional loans the most popular mortgages on the market today.

Find Out How You Can Qualify

Jumbo Home Loans

Jumbo loans can be the perfect option if you are looking for a home loan that exceeds the limits placed on government backed options such as FHA loans.

Learn More

Cash-Out Refinancing

If you have equity in your home, a cash-out refinance can provide you with the money needed for home repairs, debt consolidation, and other various expenses.

Begin Your Cash-Out Refinance

The Northwest Mortgage Teamďťż

Start your home loan process here!


The Northwest Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one-on-one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.


Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of loan officers here can help you find the right loan program at the lowest rate, no matter what your needs are. Contact us today for custom home loans in Washington or anywhere in the United States.

Meet the Team

What Our Clients Are Saying

“

Bryce Zimmerman at NW Mortgage has been in the lending business for more than 20 years, his experience speaks volumes.


He is very knowledgeable about all loan programs available and will explain the benefits of each and provides excellent customer service and communication along the way!

Shannon F.

“

Geoff was everything we could’ve asked for to help us with our home loan needs! He was readily available, very knowledgeable, kind, personable, and a pleasure to work alongside with. This was our first home buying experience and Geoff made it feel like a breeze. He knew the answers to all of our hard questions, and walked us through all of the unknown. He helped us get our dream home and we are forever thankful. Geoff and his team will take amazing care of you and your home loan needs. Could not recommend them enough!

Bailey M.

“

Bryce was great to work with. He was very responsive, easy to talk to and made everything was easy to understand. Any time I had questions he responded quickly all hours of the day.

Chris C.

“

Shoutout to fellow Veteran Felix Castro. I don’t know how you did it but, you did! Mr Castro went above and beyond to get things done. Definitely would recommend his services and thank you for the 5star experience.


J. D.

“

Absolutely no one better in the business then Krista Cooley! An unbelievable pro, work ethic thats unmatched, along with be the most caring individual you'll meet! Thank you so much for taking such amazing care of all my clients & myself! Such a game changer!!😊

Hugh G.

“

Geoff pulled out all the stops to make our house buy happen. To say my file was “complicated” is an understatement, but Geoff never gave up. What started as the “perfect file” and an “easy approval” quickly became a nightmare. There was a few factors working against me that no one could have seen coming, but Geoff overcame it. His creative problem solving and perseverance saw it through. Down to the wire! But he did it!!!


Carol Maines teams up with Geoff to make miracles happen. They’re teamwork and tenacity to get things done is unrivaled. You need a stellar team to gain an advantage in this market. You cannot go wrong when you have these two together. They’re an unstoppable force. I won’t expose their trade secrets, but know they WORK!

Angelique

“

Bryce Zimmerman at NW Mortgage has been in the lending business for more than 20 years, his experience speaks volumes.


He is very knowledgeable about all loan programs available and will explain the benefits of each and provides excellent customer service and communication along the way!

Shannon F.

“

Geoff was everything we could’ve asked for to help us with our home loan needs! He was readily available, very knowledgeable, kind, personable, and a pleasure to work alongside with. This was our first home buying experience and Geoff made it feel like a breeze. He knew the answers to all of our hard questions, and walked us through all of the unknown. He helped us get our dream home and we are forever thankful. Geoff and his team will take amazing care of you and your home loan needs. Could not recommend them enough!

Bailey M.
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